CREATOR MARKETING LLC PRIVACY POLICY AND NOTICE

Creator Marketing, LLC (“we” or “us”) aims to help you understand how your information creates opportunities while ensuring we respect requests to restrict and protect it. By submitting information via our opt-in forms and agreeing to these terms, or by otherwise interacting with Creator Marketing, LLC or using our websites (collectively, the “Sites”), you consent to this Privacy Policy. This applies to all Creator Marketing, LLC entities and domains, including creatormarketing.co and passivewealthplan.com for lead generation, unless otherwise noted.

WHY WE COLLECT PERSONAL INFORMATION
We collect personal information to enhance our operations, offer products and services, communicate with you, and provide timely support. We do not rent your data to third parties but may share or sell it as part of our services—including to financial and insurance professionals for lead generation—and with trusted vendors, partners, or companies for products, services, or marketing offers, as outlined here.

THE KIND OF PERSONAL INFORMATION WE COLLECT
We collect data when you interact with us, such as registering an account, placing orders, using our products/services, visiting our or partners’ pages, entering promotions, subscribing to newsletters, corresponding with us, or providing survey feedback. This includes your name, email, phone number, address, product preferences, billing information, demographics (e.g., language, gender, age), content preferences, and personal interests. Additional data may be requested for access to certain materials or services. We may combine this with information from business partners or other companies.

HOW WE COLLECT YOUR PERSONAL INFORMATION
We gather information you share through Site interactions, phone/email contact, opt-in form submissions, or other communications. Categories include:
- Contact info: name, address, phone, email.
- Billing info: credit card or payment details for purchases.
- Correspondence: recordings of email and phone conversations, and related communications.
- Preferences: frequency of marketing or promotional communications.
- Other: webform data or details you provide.
Where required (e.g., for orders or lead generation), we’ll note why data is needed and consequences of not providing it (e.g., unprocessed requests). Chatbots on our Sites, enabled by service providers, may collect data; these interactions may be recorded and handled per this policy.

COOKIES AND HOW WE USE THEM
Cookies are small files stored on your device for record-keeping. We use them to track traffic and improve your experience (e.g., saving passwords, preferences). Cookie data is treated with confidentiality. Disable cookies via browser settings if desired, though some Site functions may be less efficient.

INFORMATION FROM OTHER SOURCES
We may obtain data from third parties, like social media widgets (e.g., Facebook “Like” button) or authentication services (e.g., Facebook Connect), including your IP address, page visits, name, email, or profile info if authorized. By using the Sites or submitting opt-in forms, you consent to this collection and processing.

HOW WE PROTECT YOUR PERSONAL INFORMATION
We safeguard your data with physical, electronic, and managerial measures. Purchases require SSL-enabled browsers with industry-standard encryption. While we take precautions, we cannot guarantee complete security of transmitted data. Protect your information by avoiding sharing sensitive details like passwords.

HOW WE USE YOUR PERSONAL INFORMATION
We use your data to:
- Deliver/bill products/services and manage account/support issues.
- Enhance offerings with personalized content and recommendations.
- Invite you to surveys on products, services, or events.
- Offer upgrades, content, services, or courses.
- Provide news, newsletters, ads, promotions, and offers.
- Analyze usage patterns and content popularity.
- Generate leads for financial/insurance professionals.
- Create anonymous reports for partners.

We retain data as needed for these purposes or legal obligations.

HOW AND WHEN WE DISCLOSE YOUR INFORMATION
We may share your data with trusted vendors/partners to provide services or marketing offers, with contractual use restrictions. We may sell data for other legitimate purposes or disclose it if legally required or to protect rights, property, or safety.

ACCOUNT DATA
Account Data is personal info you provide or we collect (e.g., account registration, browser data) to offer services. Categories include:
- Account info: name, email, password.
- Billing info: payment details for transactions.
- Other: form data, support interactions, profile details.
- Auto-collected: IP address, device info, usage logs, location.
We use this to identify users, provide services, improve offerings, ensure safety, and meet legal needs. You can update most data via your account or request changes at legal@creatormarketing.co.

STATE-SPECIFIC PRIVACY RIGHTS
For states like California (CCPA) or Virginia (VCDPA), you may opt out of data collection/sale, request deletion, access, or correction by emailing legal@creatormarketing.co within legal timeframes (e.g., 45 days under CCPA). Specific rights:
- Nevada: Opt out of sales at legal@creatormarketing.co.
- Vermont: No nonaffiliate marketing sharing without consent; lead gen sharing allowed.
- North Dakota: Lead gen sharing/sale without extra consent; no other marketing sharing without consent.

CHILDREN’S PRIVACY
Our Sites are not for those under 18. We don’t knowingly collect data from under-18s.

CHANGES TO THIS PRIVACY POLICY
We may update this policy, with changes effective upon posting. The “Last Updated” date reflects revisions. Material changes include notice if legally required. Continued use signifies agreement.

SOCIAL MEDIA
We engage on platforms like Facebook, X, Pinterest, and Instagram. Communications there are governed by this policy and platform rules.

GOOGLE ANALYTICS
We use Google Analytics to collect usage data (e.g., IP, device info) via cookies to improve services. Data is anonymized for EU users. Opt out at google.com/analytics/opt-out.

TRACKING TECHNOLOGIES
Cookies, pixel tags, and similar tools track activity to enhance Sites and marketing. We don’t store sensitive data in cookies. Opt out via links provided.

THIRD-PARTY SOURCES
Third-party services (e.g., social media logins) may provide data like name or email if authorized, per their settings.

DATA PROTECTION
We use SSL encryption for purchases and secure measures for all data, though no transmission is fully guaranteed safe.

LEGAL BASIS (EEA)
For EEA residents, we collect data with consent, for contracts, or legitimate interests, unless overridden by your rights. Withdraw consent anytime.

COMPLIANCE AND RIGHTS
We disclose data if legally required or to protect rights/safety. Request data access, correction, or deletion at legal@creatormarketing.co.

EU DATA RIGHTS
EEA residents can access, correct, or delete data, with rights to portability and objection. Contact legal@creatormarketing.co.

DATA RETENTION
Delete your account at legal@creatormarketing.co. We retain data as legally required or for business needs.

CALIFORNIA RESIDENTS
Request disclosure details at legal@creatormarketing.co per CCPA.

Last Updated: 04/09/2025

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